What actually happens after your offer is accepted
The executed contract comes to us and we open your file the same day: title search ordered, deadlines calendared, introductions made. Over the following weeks we examine the property's ownership history, check for municipal violations and association balances, clear the issues we find, build your settlement statement, coordinate your lender's documents, and stage the signing. You get our published ten-step timeline so you always know where things stand — and a human who answers when you call.
The money: what you'll actually pay at closing
- Owner's title insurance premium — set by Florida rule; in Broward and Miami-Dade the buyer customarily pays it
- Lender's policy (if financing) — cheap at simultaneous issue, required by your lender
- Documentary stamps on your mortgage note ($0.35 per $100 financed) and intangible tax (0.2% of the loan)
- Recording fees for the deed and mortgage
- Lender charges, prepaid taxes and insurance, and prorations per your contract
The protections working for you
Your inspection period lets you walk away for almost any reason — calendar it in red. Your title search and owner's policy protect you from the property's past. Our verified-wire procedures protect your down payment from the industry's worst fraud. And attorney supervision means that if something legally odd surfaces — a weird deed in the chain, a seller in probate — you'll hear about it in plain English with a plan, not jargon with a shrug.