Calculators
Commercial title, estimated honestly
Florida's promulgated premium schedule applies to commercial coverage amounts too — so the premium math takes seconds. Everything else on a commercial file is priced per file, and above $3M or with complex entities you get a written quote before we start — never a surprise after.
Purchase price — the coverage amount for the owner's policy. Florida's promulgated schedule applies to commercial coverage amounts too.
Adds the lender's policy at the promulgated simultaneous-issue charge.
Sending a real deal?
The contract (or LOI terms), entity names on both sides, the survey if one exists, and your target dates get you a real quote and a requirements preview — not a brochure.
Commercial title estimate
$1,000,000.00 · Florida promulgated schedule
- $5,075.00
Owner’s title insurance premium
Florida promulgated rate (Rule 69O-186.003) — the marginal rate declines at higher tiers
Transfer taxes: negotiated, then computed
- Documentary stamps on the deed run $0.70 per $100 statewide. In Miami-Dade, the $0.60 rate is for single-family residences only — commercial property pays $1.05 per $100 with the county surtax.
- On commercial deals, who pays which tax is often a negotiated allocation — drafted in the contract, not defaulted — so this estimate leaves the deed stamps to your written quote.
Quoted per file, never guessed
Endorsements carry their own promulgated or filed charges. UCC and entity searches, survey and zoning review, and the estoppels that multiply on commercial files — tenants, associations, declarants — are scoped and quoted per file. Above $3M, commercial, and complex-entity files: written quote before we start — never a surprise after.
Educational estimate based on Florida promulgated title rates (Rule 69O-186.003), as of July 2026. The official premium is confirmed on the title commitment; transfer taxes, endorsements, searches, escrow structures, and settlement charges on commercial files depend on the contract’s allocations and the file’s structure, and appear on your written quote and settlement statement. This is not a quote or a commitment.
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