Locations · County Guide

Palm Beach County: where the seller holds the pen

North of the Broward line, custom hands the title choice — and the owner's premium — to the seller. That one difference reshapes net sheets, listing conversations, and who we work for on the file. Everything else stays classic Florida.

County customs & mechanics

  • Owner's title policy: seller customarily selects the title company and pays the premium — the contract can override
  • Deed documentary stamps at the statewide $0.70 per $100 (no surtax here)
  • Recording with the Palm Beach County Clerk & Comptroller
  • Reissue credits directly reward sellers here: a qualifying prior policy lowers the premium the seller is customarily paying — bring it to listing
  • HOA-layer diligence dominates the county's west-side communities; coastal files add condo and waterfront patterns

Clerk & courthouse logistics

Recording runs through the Palm Beach County Clerk & Comptroller, with deed stamps at the statewide $0.70 per $100 — no surtax north of the county line. Because the seller customarily selects the title company here, recording, payoff, and estoppel coordination usually sit with the seller's chosen closer — one more reason the title choice belongs in the listing appointment.

  • Recording timing: South Florida clerks accept e-recording — standard documents are typically recorded the same or next business day after funding, through the Clerk & Comptroller
  • Municipal lien timing: results typically return within one to two weeks, so the search is ordered at file opening — historic districts like Flamingo Park and Old Northwood carry century-old permit and renovation history worth the scrutiny
  • Estoppel timing: layered west-side communities can require multiple estoppels — master, sub, sometimes a club document set — identified at file opening and ordered all at once, with fees statutorily capped per association and the closing's critical path built around the slowest certificate

What seller-pays means for listing agents

In this county the title conversation belongs in the listing appointment: the seller is customarily buying the policy, choosing the closing team, and benefiting from any reissue credit. A listing priced with Broward assumptions understates the seller's costs; a net sheet that misses the reissue credit overstates them. Our seller net sheet applies Palm Beach defaults automatically — agents use it live in listing presentations.

Remote-first county coverage

From Boca Raton to Jupiter, our Palm Beach County files run remote-first: e-signings and RON, mobile notaries where ink is required, couriered originals when lenders demand them, and the same attorney-supervised escalation lane the home county gets. The office is in Hallandale Beach; the service level doesn't know that.

Run your numbers

Calculators pre-set for Palm Beach County

County customs — surtax rules, recording, and who customarily pays the owner's premium — are applied automatically the moment the page opens.

Questions

Frequently asked

Can a Palm Beach buyer insist on choosing the title company?

Everything is negotiable — a buyer can offer to take the title selection (and usually the premium cost with it). It happens, particularly with investor buyers who have standing relationships. The contract's checkbox, not the custom, is what binds.

You're based in Broward — why use you up here?

Because the work is identical statewide (promulgated rates, same statutes) and the differentiator is the model: attorney-supervised examination, published timelines, same-day defect triage, and remote-first logistics that make geography irrelevant. Sellers picking the title company here can pick for quality.

Ready to close with confidence?

Order title, upload your contract, or talk to our attorney-supervised closing team today.

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